DebtSmart Email Newsletter: 7/30/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; DebtSmart Help Center; Drowning in Debt; Household Math™: A Penny Paid is More Than a Penny Earned Organize Your Children and Save Your Sanity Affording a First Home; DebtSmart® Resources; Subscribe/Disclaimer Information
10 financial questions you should ask yourself today!
by Scott Bilker
To quote the very well know motivational speaker, Anthony Robbins, "Questions are the answer." What exactly does he mean? Tony believes, as do I, that you have the ability to find the answer to any question. They key is to ask the right questions.
Household Math™: Is biweekly better?
by Scott Bilker
Here are two mortgages: (Loan 1) Standard mortgage for $166,792 at 6% for 30 years with monthly payments of $1,000.00 or (Loan 2) A biweekly mortgage for $166,792 at 6.1% for 25 years with biweekly payments (once every two weeks) of $500. Which mortgage is better?
Top Ten Ways To Deal With Overwhlem
by Michael Angier
Lately, many of the people I've been talking with or coaching have been complaining about being overwhelmed. I have to admit that I've been wrestling with it too. My ideas and my commitments seem to far outpace my time and energy. So here's my advice to you--and to myself--for dealing with overwhelm.
DebtSmart Email Newsletter: 7/16/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Book Review 10 Financial Questions to Ask Yourself Today; Household Math™: Is Biweekly Better The Top 10 Destructive Money Beliefs; DebtSmart Help Center; Top Ten Ways to Deal with Overwhelm; DebtSmart® Resources; Subscribe/Disclaimer Information
Reality Road Trip: Mapping Your Way To Retirement
by Robert O. Stachura
Looking forward to his retirement at 55, Jim figured that between his pension and distributions from his federal Thrift Savings Plan, he'd make out just fine financially. He figured wrong. A lifetime of steady employment, with retirement benefits, was not enough to put Jim into...
10 steps to improve your financial situation
by Gregory Thomas
Here are ten tips you can use to help improve your personal financial situation and inevitably save more money: 1) Pay Yourself Weekly. This may seem a bit odd, but this is an excellent way to start building a substantial savings. On a weekly basis, pay yourself $25-$50 and immediately put it in a safe place. You can even open a special savings account where this weekly "payday" can be placed to help minimize or eliminate impulsive spending...
DebtSmart Email Newsletter: 7/2/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; DebtSmart® Help Center; Reality Road Trip: Mapping Your Way to Retirement; Household Math™: Timing is Everything 10 Steps to Improve Your Financial Situation Credit Card and Debt Management Do What You Can!; DebtSmart Resources; Subscribe/Disclaimer Information
Do What You Can!
by Doris Dobkins
Do you have debts that feel hopeless? Do you neglect having a savings account because you don't have any money at the end of the month to make it even worth your while? If this is you, I want you to...
Household Math™: Timing Is Everything
by Scott Bilker
Out-of-pocket cost versus payment timing; what is the effect? Here are three $2,000 loans that are paid off in exactly one year: (1) payments of $180 per month for 12 months; (2) eleven monthly payments of $100 and a final payment of $1,060; (3) monthly payments one through five are $100, the 6th payment is $1,060, and the remaining monthly payments are $100. Which loan is best (i.e. has the lowest interest rate)?
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